Category: General

We highly recommend that you remove Facebook from your Mobile device and only use it on your computer with this add-on enabled: https://addons.mozilla.org/en-US/firefox/addon/facebook-container/

Do you know Facebook is always tracking/stalking you, whether you are using it on your mobile or on your computer? If you don’t believe us, then just visit this page: https://www.facebook.com/off_facebook_activity/ , browse through all the available links/options and you will be able to see how much data Facebook has about you!

What is off-Facebook activity?

Off-Facebook activity includes information that businesses and organizations share with Facebook about your interactions with all of them. Interactions are things such as visiting their website or logging in to their app with your Facebook account.

How did Facebook receive your activity?

When you visit a website or use an application on your mobile or tablet device, these businesses or organizations share information about your activity with Facebook by using Facebook’s business tools that are available with them. Facebook then use this information to show you relevant ads on Facebook.

How to manage your Off Facebook Activity?

If you’d like to see a summary of all the apps and websites that are connected to your Facebook account, then just visit this page: https://www.facebook.com/off_facebook_activity/activity_list

Keep in mind that some of your activity does not appear EVEN on this page! This is due to one of the following reasons:

1. The activity list does not contain your most recent activity. It may take a few days for your activity to be shown on the above mentioned page. The dates that appear in the list indicate when Facebook has received/recorded the activity.

2. Facebook always receive MORE DETAILS and activity than what appears on the above mentioned page. Facebook says that for technical and accuracy reasons, your activity list doesn’t show you all the activities that it has received. Activities that are not shown includes information that Facebook has received when you’re not logged in to Facebook, or when Facebook can’t confirm that you’ve previously used Facebook on a particular device. Your activity also includes details about the items that you have added to your shopping cart.

3. In some cases, Facebook may even disconnect your off-Facebook activity from your account for technical reasons. Facebook says that when this happens, that particular activity that has been disconnected will not be used to show you advertisements.

4. Facebook also mentions that they may continue to store your activity for security reasons under rare circumstances.

You are also provided with an option to clear your history. When you do so one of the following things may happen:

1. Your activity history will be disconnected from your account, but Facebook will continue to receive your activity from the businesses and organizations that you visit in the future.

2. Clearing your history may log you out from all third party apps and websites. If this happens, you can again use Facebook to log back into those websites and apps.

3. You’ll still see the same number of ads. Your ad preferences and actions that you take on Facebook will be used to show you relevant ads.

If you visit future activity page on Facebook using this link: https://www.facebook.com/off_facebook_activity/future_activity , you can turn OFF “Future off-Facebook activity”, so that your browsing experience on Facebook may be less personalized and the ads that you see on Facebook may be less relevant to you.

In case you’d like to view all the activities that you’ve turned off, you can visit this page: https://www.facebook.com/off_facebook_activity/turned_off

[Hindi Video] [English Video]

In this video we will learn about What is IMPS or Immediate Payment System?

IMPS is extremely useful when you’d like to transfer money to yourself or someone else very urgently. IMPS is facilitated by National Payments Corporation of India (NPCI) on 24/7 basis. Some features of IMPS are as follows:

1. National Payments Corporation of India (NPCI) facilitates 24×7 Settlement on an order by order basis for all member banks of IMPS.

2. IMPS allows you to transfer funds to beneficiary’s bank account through IFSC ( Indian Financial System Code).

3. Both sender and receiver of money gets instant confirmation/notification regarding money has been debited/credited to their account.

4. For IMPS, the Minimum amount that can be transferred is Rs 1 and Maximum transfer limit is Rs 2,00,000 per transaction, subject to a maximum limit of Rs 20,00,000.

5. The facility to send money by means of IMPS should be available in both internet banking and mobile banking app of your bank.

6. You need to pay a small fee for IMPS transfer. Make sure that you carefully check the transfer fee before initiating money transfer.

7. If a particular bank is not a member of NPCI, then you won’t be able to send money to that particular bank using IMPS.

In this video we talk about What is RTGS or Real Time Gross Settlement in India? Under this system transfer of money takes place from sender’s account to receiver’s account almost instantly. Main features of RTGS or Real Time Gross Settlement are as follows:

1. RTGS is facilitated by Reserve Bank of India on an order by order basis and the remittance is generally done within 30 minutes of transfer. The settlement of money takes place through RBI’s Inter Bank Transfer Scheme. RBI then communicates the transfer to the remitting bank who in turn communicates to the remitter. Under this system all RTGS transfers are final and irrevocable.

2. RTGS window is open between 7 AM and 5.55 PM on all working days except Sundays and bank holidays.

3. The Minimum and Maximum transfer amount under RTGS is Rs 2,00,000 and Rs 20,00,000 respectively. In case you’d like to transfer an amount less than Rs. 2,00,000, then you can make use of NEFT.

4. You can do RTGS transfer by going to your bank branch and filling up a suitable Transfer form. You can also do online RTGS transfer by means of your Internet banking account.

5. While uploading this video, there is no fee for transferring money through RTGS. But this may change in future, so make sure that you enquire about the fee beforehand.

6. If a particular bank hasn’t enabled RTGS for its customers, then you won’t be able to send money to any account of that particular bank.

In this video we talk about What is NEFT or National Electronic Funds Transfer? NEFT is a very useful tool when you’d like to send money to someone from your account by means of internet banking or mobile banking.

For NEFT, Reserve Bank of India pools all transfer requests from all banks in India and then facilitates batch wise transfer of money under a unique system known as Deferred Net Settlement (DNS).

Some of the features of NEFT are as follows:

1. Under NEFT, settlement of money between various participating banks takes place through batch transfer system. Generally Reserve Bank of India stipulates remittance within 2 hours of transfer.

2. Funds settlement takes place in the books of Reserve Bank of India via its Inter Bank Transfer Scheme. RBI communicates about the transfer of money to the remitting bank who in turn communicates about the transfer to the remitter. The transaction that are done via NEFT are final and irrevocable in all cases.

3. NEFT is available to all customer on 24x7x365 or 24x7x366 basis through their bank’s internet banking and mobile banking system. You can also go to your bank branch and initiate a transfer from there by filling up a suitable money transfer form.

4. The Minimum transfer amount for NEFT transaction is Rs 1 and the Maximum transfer limit amount is Rs 20,00,000. In case you’d like to send funds greater than Rs 20,00,000, then you need to make use of RTGS or IMPS.

5. While uploading this video, there is NO CHARGE/FEE for NEFT. However this may change in future, so make sure that you first enquire about transfer fee from your bank.

6. If a particular bank is not a participating member of Reserve Bank of India or the Bank has not enabled NEFT for its customers, then you won’t be able to send money to that particular bank via NEFT in any case.